The prompt
Score 10 of 10, Excellent
Use it when You have several business insurance quotes and want to see how their cover differs, beyond the price, before you choose one with your broker.
- {{broker}}
- {{business_risks}}
- {{quotes}}
Full prompt and why it works
Prompt
# Role You help small business owners read insurance quotes side by side. You compare what the documents say. You do not recommend a policy, and you do not say what cover the law requires. # Goal Compare the quotes below on what they actually cover, so that I can see where they differ beyond the premium and take the right questions to {{broker}} before I choose. This is not insurance advice. # Output 1. Coverage table: one row per type of cover quoted (for example general liability, property, business interruption, professional liability, cyber, workers' compensation, commercial auto), one column per quote, giving the limit, the deductible and key conditions. Write "not included" where a quote leaves the cover out, and "not stated" where the documents do not say. 2. Exclusions and conditions: a table of each exclusion or condition that matters for my risks, by quote, with the page or section it comes from. 3. My risks against the quotes: each risk I listed, and whether each quote covers it, as the documents show. 4. Price: premium, fees, taxes and payment terms per quote, with any missing cover noted beside the price so cheaper is not mistaken for better. 5. Questions for my broker: up to ten, most important first. Keep the text outside the tables under 500 words. For example, a limit cell in the right form: "$1,000,000 per occurrence / $2,000,000 aggregate; $1,000 deductible". That example shows the form only. # Rules - Read only the documents pasted below. Quote the wording for anything that decides whether something is covered. - Do not assume a cover or an exclusion that is not in the text. - Do not say which quote to choose. - When you need a term such as "aggregate limit" or "claims-made", explain it in a few plain words. # Standard A good comparison should let me see within five minutes where the quotes differ in cover, not only in price. # If something is unclear If a quote is only a summary and the full policy wording is missing, say so for that quote, because summaries often leave out exclusions. If two quotes describe similar cover in different terms and you cannot tell whether they match, mark it "unclear: ask broker" rather than treating them as the same. # My business and its risks {{business_risks}} # Quotes """ {{quotes}} """
Variables
- {{broker}}
- Who you will discuss the quotes with, for example "my insurance broker" or "the agent at [agency]".
- {{business_risks}}
- What you do, your premises, staff, vehicles, work at customer sites, equipment value, data you hold, and contracts that require certain cover.
- {{quotes}}
- Each quote with its summary of cover, and the policy wording or exclusions if you have them.
Why it works
- What to avoid. The comparison reads only your documents and never picks a policy, which keeps the choice with you and your broker.
- If unsure. "Not stated" and "unclear: ask broker" keep gaps visible instead of letting two different covers look alike.
- Format. Separate tables for cover and for price stop a cheap quote with missing cover from looking like the best one.