Prepare a business insurance claim with your losses documented

Prepare our business insurance claim for {{loss_event}}, for {{reader}}, so that the adjuster can see what happened, what we lost and the evidence for each item without coming back to us for basics, and so that nothing we can claim is forgotten.

What happened, in our words, with dates and times:
"""
{{what_happened}}
"""

Our losses so far, with amounts and the evidence for each (invoices, receipts, photos, quotes, sales records):
"""
{{losses}}
"""

The policy sections we think apply, pasted from the policy:
"""
{{policy_sections}}
"""

Claim details so far (when and how we told the insurer, claim number, adjuster, any deadlines they gave): {{claim_details}}
How long we were closed or disrupted, and our normal sales or profit for a comparable period: {{interruption}}

Produce:
1. Claim summary: one paragraph on what happened, when, and the total claimed so far.
2. Timeline: a table with the columns Date and time, Event, Evidence.
3. Losses by category: a table with the columns Category, Item, Amount, Basis (invoice, quote or estimate), Evidence reference. Use the categories that apply, such as property damage, inventory, equipment, lost income, extra costs to keep trading, and other people's property. Total each category and the claim.
4. Lost income: only if we gave closure dates and comparable figures, the method and the arithmetic, for example "average daily gross profit for the same weeks last year x days closed". That example shows the form only, and the method is for the adjuster to confirm.
5. Policy sections that may apply: each section quoted, with the loss it relates to, marked "as we read it; for the adjuster or broker to confirm".
6. Documents to attach, as a checklist.
7. Questions for the adjuster, up to 10, such as what evidence they need for items without receipts and when damaged items can be thrown away.
8. Deadlines: every time limit in the policy sections or claim details, with the date it falls on.

Keep the text outside the tables under 600 words, in plain, factual language a claims handler would trust.

Rules:
- Use only our figures. Keep estimates and quotes apart from invoiced amounts, and label each.
- Do not say a loss is covered or what the insurer will pay; describe what we lost and the sections we think apply.
- Do not round up, or add items we did not list.
- Do not describe anyone as responsible for the loss unless our account says so.

If an item has no evidence, keep it in the table marked "evidence needed" and add it to the documents checklist. If our account and the dates in the claim details contradict each other, show both and ask which is right.